Bankruptcy Indiana

Companies offering "bankruptcy alternatives" have been in the news lately, as consumer complaints about unfair practices keep pouring in. As a debt consolidation lawyer offering bankruptcy services in Indiana, I've dealt with literally tens of thousands of debtors over a period of almost twenty five years.  Sometimes I think I've seen it all….

Rather than making me cynical, though, it's been just the opposite.  All the Columbus bankruptcy lawyers who work in the Zuckerberg bankruptcy law offices there, and who have seen all the jobs lost in southern Indiana, understand how hard it is to face up to financial problems that are not of your own making. It's tough to even consider filing personal bankruptcy in Indiana.

As an Indianapolis bankruptcy lawyer myself, I've seen parents trying to help their adult children cope with job loss and medical bills, as they slide into financial problems of their own. I know why many people turn to me for payday loan debt help.  Believe me, in the four Indiana Zuckerberg bankruptcy law offices, we understand. People who have been financially responsible all their lives are coming to the point where filing individual bankruptcy in Indiana is their only hope.

I also understand why, when you're wrestling with all the bills and worries and you hear a radio ad promising that a debt settlement company guarantees to cut your problems in half, you seize at that straw.  The warning, though, that I need to leave with clients and readers is that often these so-called "alternatives" to bankruptcy in Indiana do NOT spell out the relief that you're seeking.

As the recent New York Times article brought out, when a debt settlement company directs you to make monthly deposits into a special account and to  stop making payments on your credit cards, what they often don't tell you is that the credit cards companies are not going to just "go away" and leave you alone.  Collection agencies can and will call when they don't receive your payment.  Sometimes they sue.  Sometimes they garnish your wages.  In other words, creditors haven't agreed to the "deal" you made with the debt settlement company.  Deal or no deal? It's no deal unless all the parties agree.

Now, not everyone who visits the Mark Zuckerberg bankruptcy law offices is a candidate for Indiana bankruptcy help.  What IS a good deal, though, for any client, is taking advantage of a free consultation to go over all the so called bankruptcy "alternatives" - and all the alternatives in general -  before agreeing to any "deals"!