Bankruptcy Indiana

Four years ago, as I prepared to launch this Bankruptcy in Indiana article series, I started out by explaining why.  I explained that my line of work, a debt consolidation lawyer offering Indiana bankruptcy help, “I’ve learned that life can be brutal, but bankruptcy need not be.”

I explained that I’m a guy who tries to keep up with technology but that I value old-fashioned client service.  I wanted to debunk all the “factoids” that are circulating about bankruptcy.  Who better to do that, I reasoned, but a group of attorneys with years and years of experience and tens of thousands of clients already helped through individual bankruptcy in Indiana?

I was reminiscing about all this the other day in a meeting with all the good bankruptcy attorneys in Indiana who work in the Zuckerberg bankruptcy law offices.  I decided after that talk to devote my articles this week to a sort of review of specific ways in which bankruptcy is not, and need not be, brutal, using the actual experiences each of our Anderson bankruptcy lawyers, Columbus bankruptcy lawyers, and Bloomington and Indianapolis lawyers for bankruptcy.

Obviously, losing one’s home is one of the most frightening prospects anyone can face. When I first began writing my articles, MSNBC had just devoted an entire article of their own comparing bankruptcy and foreclosure.  Their advice: “Look at all your options.  Try working out different solutions with your lender.  Get the help of a professional.  MSNBC quoted Ray Hooper of the Consumer Credit Counseling Service of Greater Dallas as saying “Lenders are more likely to go along with your plan if a competent third party is there to help smooth the process.”

It’s for this precise reason that I and all the lawyers for bankruptcy in Indiana who work with me decided we would offer mortgage modification help to our clients. What Hooper’s remark confirmed is something we have always believed, namely that we are here to be the competent third party in helping our clients wrestle with financial issues.  And, since so many of our clients are women, often single mothers, either women filing bankruptcy or women seeking Indiana bankruptcy help or help to stop foreclosure, the fear they are experiencing over possible losing their home is often even greater than for other clients.           

Just having a professional who understands the legal options, who listens to all their concerns, finding out what assets are most important to keep and which can be let go, which letters and notices must be answered immediately and which not, we’ve found, helps heal clients who’ve suffered the brutality of harassing calls from bill collectors or the scare of wage garnishment. And, as Hooper pointed out, lenders do take applications much more seriously when a legal professional is by a borrower’s side.

As a longtime consumer debt specialist, I’ve dedicated my work to DE-mystifying and UN-brutalizing!