Bankruptcy Indiana

When I was asked by Indy's Child last year to write a guest article, I asked myself, "What can I, a debt consolidation lawyer offering bankruptcy information in Indiana, write about that is likely to give the most help to the most people?"  The answer, I realized, was teaching people to Just Say "No!" to becoming scam victims.  

"One of the best ways," I began, "to protect your financial and emotional health, along with that of your children, is to avoid becoming a victim of a scam."  I reminded readers that, with job openings scarce, scams were going up.  In fact, since the Indy's Child article was published, tens of new scams have been discovered.

You must remember that, as a long-time lawyer for bankruptcy in Indiana, I'm in the business of curing credit problems, while scamsters do nothing but create problems for innocent people. Often, these innocent victims are already having financial difficulties and are more vulnerable than ever.

In yesterday's Bankruptcy in Indiana piece, I warned readers and clients about a scam targeting those collecting unemployment benefits. Now, the Indiana Association of Area Agencies for Aging warns of two new scams having to do with Medicare patients.  In one, criminals call Medicare patients' doctors, ordering durable medical equipment on their behalf!  Other scammers telephone beneficiaries claiming to be from Medicare and offering discounts on diabetes and high blood pressure testing equipment, heating pads, and the like, all for the purpose of obtaining personal information from victims' Medicare cards.

Having spent the past twenty-plus years offering bankruptcy services in Indiana, working hard to help, I become very angry when scams target vulnerable people and hurt them by stealing their identity.

Yet another form of scam revolves around bank accounts.  Emails, faxes, and letters appear to come from the FDIC, even using the FDIC's official seal.  The email title often is "Check your bank deposit insurance coverage."

I've been spreading the word among all the good bankruptcy attorneys in Indiana, including my colleagues the Columbus bankruptcy lawyers and those in Anderson, Bloomington, and Indianapolis who work in the Zuckerberg bankruptcy law offices.  I've been warning all the attorneys who attend professional courses that I teach.

You need to spread the word, too.  Watch out for scams and tell your friends.  If you suspect a scam, call the offices of the Indiana Attorney General at 1 800 232 6330 or go to the website at http://in.gov/2434.htm.

Meanwhile, I keep helping clients file personal bankruptcy in Indiana (or sometimes small business bankruptcy in Indiana), one client at a time.

I wish I could say to all the scammers: Please.  If you can't help people who are in financial difficulty, get out of the way and let me do it.  But, above all, don’t hurt them!
 

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