Bankruptcy Indiana

Okay, some of you blog readers might be saying, you've been a bankruptcy attorney in Indiana for almost twenty-five years.  But what is it, exactly, that you DO?  So, in today's bankruptcy blog post, I'm going to give you a more specific idea of how I, along with the other professionals in my four bankruptcy law offices around the state work with clients on Chapter 7 bankruptcy.  As you're reading the list, though, keep in mind that your situation might be a little different - or a lot different - from others, and that's where experience and legal expertise come into play.

Size up the situation
We analyze your financial situation to help you make the best decision about what type of bankruptcy to file. This is perhaps the most important part of all in our work together. If it is appropriate for you to file bankruptcy under Chapter 7, we go on to guide you through the next steps. If bankruptcy is not the answer in your case, we refer you to other professionals who can help with your type of problem.

Run the numbers
We instruct you how to set a value on personal assets and real estate. (Most clients have no idea what the value is of many of their personal assets, and no idea how to set a value on their real estate.)

Do the paperwork
We help you prepare the paperwork, including exhibits, attachments, schedules, statements, lists, etc. needed to file a bankruptcy. There are dozens of papers that must be correctly filled out.

Take the heat
We accept creditors' phone calls on your behalf. That means no more harassing calls to you.

Walk you through the steps
We help you obtain credit reports, and guide you through the required credit counseling needed to file a bankruptcy.

Represent and negotiate
We represent you at the creditors' meeting.  We negotiate with your creditors about retaining property, reaffirming debts, or redeeming property.

File
In addition to filing the bankruptcy petition itself, we file motions to avoid liens on exempt property (almost always, our clients get to keep all or most of their property).

All of this work is done under the assumption that our bankruptcy clients have given us a full and truthful listing of assets and liabilities.  If you change your address while your bankruptcy is in progress and even for the six months following that, it is up to you to notify us so we, in turn, can notify the bankruptcy trustee.